21 Reasons to Have the American Express Blue Cash Everyday Card

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The Blue Cash Everyday® Card from American Express is a great option for those who want to earn cash rewards on everyday items. There are other perks that need to be considered so here’s our expert review of the American Express Blue Cash Everyday card. Yup, if you’re wondering this is the card Tina Fey has been seen promoting in tv commercials recently.

The Blue Cash Everyday card is a no annual fee card, and you’ll earn 3 percent cash back on groceries, 2 percent cash back on gas, another 2 percent on certain department store purchases, and 1 percent cash back on everything else. These are essentials just about every household buys – so for that reason, we think this card is good for nearly everyone.

Tip: If you would like to earn more cash back, like 6% on groceries then check out the Blue Cash Preferred® Card from American Express.

Use the Amex Blue Cash Everyday card to earn valuable cash back rewards.

The cash back that you receive from these purchases with the American Express Blue Cash Everyday card – groceries, gas, department stores and other purchases – are given back to you in the form of Reward Dollars that can be redeemed as a statement credit. So while you’re not given hard cash – you can use your Rewards Dollars or statement credits to help pay for your everyday purchases, or maybe a bigger item you’ve invested in – like a new computer.

Another great feature of the Blue Cash Everyday® Card from American Express is that you’ll be able to sign up for the Blue Cash Everyday American Express credit card with a welcome offer of up to $150 cash back. You can earn this AmEx welcome offer by spending $500 on purchases in the first 3 months of card membership.

Again, the Blue Cash Everyday from American Express credit card also has no annual fee, and the first year is 0.0% APR. After the first year, your APR will be 13.99%-23.99% Variable based on your creditworthiness and other factors as determined at the time of account opening.

Another great feature of the Blue Cash Everyday is that it comes with a myriad of AmEx member benefits like purchase protection, accidental damage protection, return protection, and even roadside assistance hotline. But, we’ll get into all of these benefits later on.

The basics: American Express Blue Cash Everyday Card Review

Card provider: American Express
Annual fee: No annual fee
Cash back system: 3% cash back on U.S. supermarkets (up to $6,000 per year in purchases – then 1%), 2% cash back at U.S. gas stations, 2% cash back at select U.S. department stores, 1% cash back on other purchases (terms and limitations apply)
Sign-up bonus: You can also earn $150 cash back after you spend $500 in purchases on the Blue Cash Everyday American Express card within the first 3 months of card membership.
Paying Interest: Your due date is at least 25 days after the close of each billing period. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Foreign transaction fees: 2.7% of each transaction after conversion to US dollars

How the cash back system works:
The main feature of the American Express Blue Cash Everyday rewards card is that depending on how much you spend in each category, you’re going to get a percentage of that back that you can put towards your next bill.

Like we mentioned above, you earn this cash back – or Rewards Dollars as American Express likes to call it – by getting 3% cash back on U.S. supermarket purchases (up to $6,000 per year in purchases – then 1%), 2% cash back on U.S. gas station purchases, 2% cash back on select U.S. department store purchases , and 1% cash back on other purchases (terms and limitations apply). But there’s more to it than that, so let’s dive into each category for a closer look:

3% cash back on supermarket purchases
Every time you purchase items at the grocery store – everything from the essentials like bread and eggs to those indulgent little cookies – AmEx will give you 3% cash back on your total purchase (up to $6,000 per in purchases, after that 1%).

So by just going grocery shopping tonight and spending $50 on groceries, you’ll earn a total of 1.5 Rewards Dollars. And of course, the Rewards Dollars pile up the more you spend. So if you’re feeding a big family and spending $200 a week – you’re going to earn your Rewards Dollars quicker. By the way – $200 a week is $6 rewards dollars. Nice!

Some eligible supermarkets approved by American Express include:
• Gristedes
• Foodtown
• Meijer
• Pathmark
• Shoprite
• Stop and Shop
• Vons
• Whole Foods
• Winn-Dixie
• Online supermarkets such as FreshDirect

AmEx notes that this is not a complete list, and also says merchants, where you can NOT earn 3% on your purchase, include: convenience stores, specialty stores (like wine shops or fish markets) superstores, and warehouse clubs like Amazon, Target, Walmart, BJ’s.

2% cash back on gas station purchases
Just about every household spends money on gas. Whether you’re commuting, or driving kids around town – all that gas adds up. So with your Blue Cash Everyday card from American Express, you can take advantage of this essential spending by earning cash back.

American Express has approved the following gas stations:
• Gulf
• Murphy USA
• Murphy Express
Exxon
• Mobil
• Hess
• Shell

It’s important to note here that like the eligible supermarkets, you cannot earn additional rewards, in this case, 2% cash back, if the gas station is also a convenience store or part of a supermarket, warehouse club like Walmart or Sam’s Club.


2% cash back at select department stores
Now, this is a great feature! We all know clothing, and other items bought at department stores can be necessities – like kitchen appliances, or back to school clothes. But sometimes you just want to splurge a little too, and that’s okay. It’s great actually – because American Express is going to give you 2% cash back on your purchases from the following popular stores:

• Bealles
• Belk
Bloomingdale’s
• Bon Ton Stores
• Boscov’s
• Century 21 Department Stores
• Dillard’s
• J.C. Penney (JCP)
• Kohl’s
• Lord & Taylor
• Macy’s
• Neiman Marcus
• Nordstrom
• Saks Fifth Avenue
Sears
• Stein Mart

All your purchases do have to be made in the U.S. to qualify.

1% cash back on all other purchases

Last but not least, if the rest of your purchases don’t fall under the categories above, you can still earn cash back.

American Express will give you 1% cash back on all your other qualifying purchases. So if you’ve got to spend a little extra this month and buy a new lawn mower that’s going to set you back $500 – that’s going to earn you an extra 5 Rewards Dollars you can put back towards your bill to pay for essentials like groceries and gas.

Use the Blue Cash Everyday card for gas purchases.

21 reasons to have the Blue Cash Everyday from American Express

  1. No annual fee
    When you get approved for the Blue Cash Everyday® Card from American Express, you don’t have to pay an annual fee to American Express. This is a great feature to the card because of some cash back cards hefty annual fees. By forgoing the annual fee, American Express allows their Blue Cash Everyday card users to focus on how they can put more money back in their pockets.
  2. 0.0% introductory APR
    When you get approved for the Blue Cash Everyday card, American Express will give you a 0.0% APR for the first year (12 months).
  3. Uses a cash back system
    The Blue Cash Everyday credit card uses a cash back system that gives you money to use towards your Blue Cash balance. You receive this cash back by spending money on your AmEx Blue Cash Everyday credit card on eligible purchases. The total number of reward dollars you receive is based on a percentage of the dollar amount of your eligible purchases during each billing period.
    You can then redeem your cash back in what American Express calls Reward Dollars in increments of 25. So for each billing cycle, you can use up to 25 Reward Dollars towards your balance. Nice!
  4. 3% cash back on U.S. supermarket purchases
    What’s great about this card is that you’re earning rewards for spending money on essentials – things you were going to buy anyway. So every time you go to the grocery store and buy your weekly bread and eggs, AmEx will give you 3% cash back on your total purchase (up to $6,000 per in purchases, after that 1%).
    That means if you go to an eligible supermarket tonight and spend $50 on groceries, you’ll earn 1.5 Reward Dollars – just for buying things you need. The numbers are even better if you’re spending more, like if you’ve got a big family to buy for. So if you spend $200 for the week at the supermarket, that’s 6 Rewards Dollars.

    Some examples AmEx gives for eligible supermarkets includes:
    • Gristedes
    • Foodtown
    • Meijer
    • Pathmark
    • Shoprite
    • Stop and Shop
    • Vons
    • Whole Foods
    • Winn-Dixie
    • Online supermarkets such as FreshDirect

    AmEx notes that this is not a complete list, and also says merchants, where you can NOT earn 3% on your purchase, include: convenience stores, specialty stores (like wine shops or fish markets) superstores, and warehouse clubs like Amazon, Target, Walmart, BJ’s.
  5. 2% cash back on U.S. gas station purchases
    Another awesome cash back feature on the American Express Blue Cash Everyday card is that you’ll get 2% cash back when you make purchases at U.S. gas stations. That means every time you fill up at your local gas station, or while traveling the country, you’re earning Rewards Points that can help fill up your next tank.
    Let’s do the math on this one: if it costs $45 to fill up your tank every week, you’re going to earn nearly 4 Rewards Dollars a month. That’s a great way to earn cash back for something you have to buy every week anyway – score!
    AmEx says some eligible merchants include:
    • Gulf
    • Murphy USA
    • Murphy Express
    Exxonmobil
    • Hess
    • Shell

    It’s important to note here that like the eligible supermarkets, you cannot earn additional rewards, in this case, 2% cash back, if the gas station is also a convenience store or part of a supermarket, warehouse club like Walmart or Sam’s Club.
  6. 2% cash back on certain U.S. department stores
    OK, you can get rewarded for splurging a little bit with the Amex Blue Cash Everyday card too. While back to school clothes might be essential, those (stunning) new shoes might not be. Nonetheless, if you make purchases at any of the AmEx approved department stores you will get 2% cash back.
    That means this card is great if you just like to shop, or you’re trying to keep a growing pre-teen clothed! The stores that are eligible for the 2% cash back are:
    • Bealles
    • Belk
    Bloomingdale’s
    • Bon Ton Stores
    • Boscov’s
    • Century 21 Department Stores
    • Dillard’s
    • J.C. Penney (JCP)
    • Kohl’s
    • Lord & Taylor
    • Macy’s
    • Neiman Marcus
    • Nordstrom
    • Saks Fifth Avenue
    Sears
    • Stein Mart

    And remember, all your purchases have to be made in the U.S. to qualify.
  7. 1% cash back on everything else
    Finally – if the rest of your purchases don’t fall under the categories above, you can still earn cash back. American Express will give you 1% cash back on all your other qualifying purchases. So if you’ve got to splurge and buy a computer this month for $1,500 you’re going to earn 15 Rewards Dollars. Pretty good for something you were going to buy anyway – and you can use those rewards to pay for other essentials you’ll charge to the card, like groceries or gas.
  8. Sign up bonus of 10% cash back on Amazon purchases
    If you apply for the American Express Blue Cash Everyday card by January 11, 2017 – you can earn 10% back on Amazon.com purchases on the card within the first 6 months of credit card membership.
  9. Sign up bonus of $100
    The second signup bonus offer for the Blue Cash Everyday card is that you can earn $150 cash back after you spend $500 in purchases within the first 3 months of card membership. That’s a great deal, considering the math.
    That’s a nice bonus!
  10. Can use the Amex mobile app
    You can easily keep track of your spending, your bill’s due date, and your Rewards Dollars by using the AmEx mobile app. This card is available for eligible card accounts in the United States, and the current version is working on iOS 8.0+ and Android 4.4+.
  11. Access to Destination Family Benefits
    By using the Blue Cash Everyday card you have access to the AmEx Destination Family Benefits. Through this platform, associate agencies and participating travel providers can offer travel bookings you can book on your Amex Blue Cash Everyday credit card. All deals vary depending on the agency or partner (Abercrombie & Kent, Royal Caribbean International, Regent Seven Seas Cruises, Tauck World Discovery, and Travel Impressions) and are offered for a limited time – so if you see something you want, grab it.
  12. Access to exclusive entertainment offered to Amex customers
    You might be able to snag tickets to a hot concert, event, or game thanks to your Entertainment Access with American Express. During specific time frames, and in certain cities, they will put tickets up for sale which you can purchase with your Blue Cash Everyday card. This is a great feature for those who like to go out for entertainment, as you could snag a great deal.
  13. Global assist hotline
    American Express offers their Blue Cash Everyday card users access to their Global Assist Hotline which can help you prepare for your trip with specific customs information and destination guides. Plus, when you travel more than 100 miles from home, the Global Assist Hotline can help you if you need to replace your passport, translation services, missing luggage assistance, and emergency legal and medical referrals.
    It’s a great feature to know that you have someone who can help you out if you need it – and they’re only a phone call away.
  14. Lowest hotel rates guarantee
    If you book a prepaid hotel rate through amextravel.com with your Blue Cash Everyday card and later on find the same room, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, American Express refund you the difference.
    That’s a great bit of assurance if you’re booking a trip and want to know you’re getting the best deal possible. Just be sure to make the claim before the cancellation fee would be set in stone for the hotel you originally booked, and you should be good to get a refund from AmEx.
  15. Return protection
    If you buy something with your Blue Cash Everyday card and you want to return it, American Express provides return protection for up to 90 days from purchase and up to $300 per item. It’s valid for up to a maximum of $1,00 per card member account per calendar year. You hope you don’t have to use such services, but it’s great to know that American Express provides these protections for the customers who purchase with their card.
  16. Roadside assistance hotline
    With your Blue Cash Everyday card, you have access to the American Express Roadside Assistance Hotline – which works 24/7 to send you a tow operator, locksmith, or to assist in an emergency situation.
    Now, while the hotline is free – you will have to pay for any of the above services. But it’s good to know that if something does go wrong with your card, you have someone to call and help you out anytime. That’s a big relief, and a great feature.
  17. Access to Shoprunner
    By having a Blue Cash Everyday credit card you are eligible to sign up for Shoprunner – which lets you shop at over 140 stores, get free 2-day shipping, free returns, and express checkout when you use your Blue Cash Everyday card. Plus, you get access to personalized and exclusive savings and deals from the stores you love.
    Just a few of the stores included in Shoprunner include: Ray-Ban, Saks Fifth Avenue, GNC, Calvin Klein, Bergdorf Goodman, and American Eagle Outfitters.
  18. Travel accident insurance
    If something happens while traveling, and you booked your ticket on a plane, train, bus, or ship with your Blue Cash Everyday rewards credit card – American Express will provide you with travel accident insurance.
  19. Purchase protection
    If you purchase something with your Blue Cash Everyday® Card from American Express and something is wrong with it, or it was stolen within 90 days of purchase – American Express will refund you for that item. American Express will cover the expense charged to your account up to $1,000 per incident, and up to $50,000 per calendar year.
    Bad things happen all the time – whether something is stolen or just breaks. So this is a great feature to have as Blue Cash Everyday card holder to protect your purchases from the unknown.
  20. Fraud protection
    If someone steals your credit card, or credit card information and uses it to purchase things you never authorized – American Express won’t hold you responsible for those fraudulent charges. In fact, they’ll work with you to resolve the issue – so no need to stress!
  21. Extended warranty
    American Express will give you access to extended warranties – for example, they’ll add an additional year of warranty if the original manufacturer’s warranty is between one year and five years. If the original manufacturer’s warranty is less than a year – American Express will match it. So, by just using your Blue Cash Everyday card to buy your items you can get an extended warranty on your purchases – very nice!

Blue Cash Everyday from American Express

Redeeming your Rewards Dollars

After you’ve raked in your Rewards Dollars at 3%, 2% and 1% for all your purchases – it’s time to put those dollars to good use.

Your Rewards Dollars will accrue to your account based on how much you spend in each category: eg. 3% on U.S. grocery store purchases. You can then use those Rewards Dollars in increments of 25 to pay off part of your monthly Blue Cash balance. That means the money you spent that month on essentials is going right back towards paying for other essentials – that’s a great way to save you and your family some cash.

The math behind the Blue Cash Everyday from American Express

In order to fully understand the Blue Cash Everyday card from American Express, it’s important to understand the number behind your cash rewards, Rewards Dollars, and welcome bonus. Here, we’re going to break it all down for you, so it’s easy to understand the earning and redemption potential of the Blue Cash card. Let’s get started!

Numbers behind the Rewards Dollars:

3% cash back on U.S. supermarket purchases
That covers up to $6,000 in U.S. supermarket purchases, which totals 180 rewards dollars. That means after you spend $6,000 at a supermarket that year, you’ll start earning just 1% on those purchases.

For a household that spends around a $100 a week on grocery store purchases, that’s not much of a problem because the $6,000 limit will take them about a year to hit. But for a family that’s spending more than that – like $200 a week on groceries – it’ll take less than a year before they’ve hit the limit and their grocery store purchases get knocked down to 1%.

2% cash back on U.S. gas station purchases
When you make purchases at U.S. gas stations you’ll earn 2% cash back. So, if it costs $45 to fill up your tank every week, you’re going to earn nearly 4 Rewards Dollars a month.

And if you’re commuting, or schlepping kids back and forth all day and spending closer to $100 a week on gas that means you’re going to be earning 8 Rewards Dollars every month. Pretty good!

2% cash back at select U.S. department store purchases
When you make purchases at the approved department stores: Bealls, Belk, Bloomingdale’s, Bon Ton Stores, Boscov’s, Century 21 Department Stores, Dillard’s, J.C. Penney (JCP), Kohl’s, Lord & Taylor, Macy’s, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears and Stein Mart – you’ll get 2% cash back. That’s great for both those essential purchases – like new shoes for the kids who are growing too fast, and new shoes just because you like them!

1% cash back on other purchases
If the rest of your purchases don’t fall under the categories above, you can still earn cash back. American Express will give you 1% cash back on all your other qualifying purchases. So if you’ve got to splurge and buy a computer this month for $1,500 you’re going to earn 15 Rewards Dollars. Pretty good for something you were going to buy anyways – and you can use those rewards to pay for other essentials you’ll charge to the card, like groceries or gas.

Numbers behind the welcome bonuses:

In order to take advantage of these welcome bonuses, you need to sign up for the Blue Cash credit card by January 11, 2017. If you do that, you can take advantage of these awesome welcome bonus offers.

Bonus $150 Rewards Dollars
Earn $150 cash back (Rewards Dollars) after you spend $500 on the card in the first 3 months.

To earn 100 Rewards Dollars, you’d normally have to spend:
$3,333 in the 3% U.S. grocery story category
$5,000 in the 2% U.S. gas stations & department store category
$10,000 in the 1% other category

Numbers behind redeeming your Rewards Dollars:

The Rewards Dollars you earn are based on how much you spend in each category: eg. 3% on U.S. grocery store purchases. You can then use those Rewards Dollars in increments of 25 to pay off part of your monthly Blue Cash balance. That means the money you spent that month on essentials is going right back towards paying for other essentials – a very handy feature to this card!

So, if you want to earn 25 Rewards Dollars a month – the maximum you can put towards your Blue Cash bill – you need to spend:

$834 in the 3% U.S. grocery story category a month
$1,250 in the 2% U.S. gas stations & department store category a month
$2,500 in the 1% other category a month

Of course, you can also mix your categories to get the total 25 Rewards Dollars a month.

Other Amex Blue Cash Everyday rewards credit card benefits

By having a Blue Cash Everyday® Card from American Express, you have access to some of the American Express benefits, insurances, and protections provided by the company. The benefits provided to Blue Cash Everyday credit card holders includes:

No annual fee
When you get approved for the Blue Cash Everyday card, you have a $0 annual fee. That’s right – none!
This is a great feature to the card because some cash back cards have hefty annual fees. So by forgoing the annual fee, American Express is giving their Blue Cash card users a real perk.

Access to a cash back rewards system
The Blue Cash Everyday credit card uses a cash back system run by American Express that gives you money to use towards your Blue Cash balance. You receive this cash back by spending money on your AmEx Blue Cash credit card on eligible purchases.

Finally, the total Rewards Dollars you earn is based on a percentage of the dollar amount of your eligible purchases during each billing period – eg. 3% on supermarket purchases.

Use of the Amex mobile app
Yep – AmEx has an app! You can use the AmEx Mobile App to easily keep track of your spending, your bill’s due date, and your Rewards Dollars. This card is available for eligible card accounts in the United States, and the current version is working on iOS 8.0+ and Android 4.4+.

Access to Destination Family Benefits
By having a Blue Cash credit card, you have access to the AmEx Destination Family Benefits. Through this American Express run platform, associate agencies and participating travel providers can offer travel bookings. All deals vary depending on the agency or partner (Abercrombie & Kent, Royal Caribbean International, Regent Seven Seas Cruises, Tauck World Discovery, and Travel Impressions) and are offered for a limited time. And remember – you have to make the purchase with your Blue Cash credit card.

Access to exclusive entertainment offered to Amex customers
By having a Blue Cash Everyday card, you have access to exclusive entertainment provided by American express partners. How it works is that during specific time frames, and in certain cities, American Express will put tickets up for sale which you can purchase with your Blue Cash Everyday card.

Global assist hotline
The Global Assist Hotline helps you prepare for your trip with specific customs information and destination guides. Also, when you travel more than 100 miles from home, the Global Assist Hotline can help you if you need to replace your passport, translation services, missing luggage assistance, and emergency legal and medical referrals. All this for having a Blue Cash Everyday card!

Lowest hotel rates guarantee
If you book a prepaid hotel rate through amextravel.com with your Blue Cash Everyday card and later on find the same room, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, American Express refund you the difference.

That’s a great insurance to have if you’re booking a trip and want to know you’re getting the best deal possible. In order to make sure your claim is refunded, be sure to make the claim before the cancellation fee would be set in stone for the hotel you originally booked. If you do that – American Express should be able to refund you the difference.

Return protection
If you buy something with your Blue Cash Everyday card and you want to return it, American Express provides return protection for up to 90 days from purchase and up to $300 per item. This return protection guarantee is valid up to a maximum of $1,00 per cardmember account, per calendar year. When you buy something, you always hope you don’t have to use such services like this. But return protection is a great bonus provided by American Express to take advantage of when necessary.

Access to the roadside assistance hotline
Blue Cash Everyday card gives you access to the American Express Roadside Assistance Hotline – which works 24/7 to send you a tow operator, locksmith, or to assist in an emergency situation.

The hotline is totally free – but, you will have to pay for any of the above services. But it’s good to know that if something does go wrong with your card, you have someone to call and help you out anytime. That’s a big relief, and a great feature.

Access to Shoprunner
Shoprunner is an awesome platform that you have access to with your Blue Cash Everyday credit card. Shoprunner lets you shop at over 140 stores, get free 2-day shipping, free returns, and express checkout when you use your Blue Cash Everyday card. Plus, you also have access to personalized and exclusive savings and deals from the stores you love.

A few of the stores included in the Shoprunner platform are: Ray-Ban, Saks Fifth Avenue, GNC, Calvin Klein, Bergdorf Goodman, and American Eagle Outfitters. You can find the full list here.

Travel accident insurance
If something happens while traveling, and you booked your ticket on a plane, train, bus, or ship with your Blue Cash Everyday card – American Express will provide you with travel accident insurance.

Purchase protection
If while using your Blue Cash Everyday card you purchase an item and something is wrong with it, or it was stolen within 90 days of purchase – American Express will refund you for that item. American Express will cover the expense charged to your account up to $1,000 per incident, and up to $50,000 per calendar year.

Fraud protection
American Express will also protect you against fraud: if someone steals your credit card, or credit card information and uses it to purchase things you never authorized – American Express won’t hold you responsible for those fraudulent charges. In fact, the credit card company will work with you to resolve the issue.

Extended warranty
American Express will give you access to extended warranties for items you’ve purchased with your Blue Cash credit card. For example, they’ll add an additional year of warranty if the original manufacturer’s warranty is between one year and five years. If the original manufacturer’s warranty is less than a year – American Express will match it. By just using your Blue Cash Everyday card to buy your items, you can get an extended warranty on your purchases. That’s a great bonus!

Our review: the Blue Cash Everyday credit card from American Express

Yes, we already gave you 21 reasons to have the Blue Cash Everyday® Card from American Express, but we can’t just leave it at that. We think that this is a great credit card to have if you’re looking for a way to earn cash back rewards on your everyday purchases.

By providing customers with 3 percent cash back on groceries, 2 percent cash back on gas, another 2 percent on certain department store purchases, and 1 percent cash back on everything else – this card is great for someone living on their own, or a family. We all buy groceries, and a large percentage of us have cars we need to fill up – so for that reason, this is a great credit card for your everyday purchases.

But we also love how American Express allows their Blue Cash customers to earn more on other purchases too – like giving them 2 percent cash back on certain department store purchases and 1 percent on everything else. That means you can still earn Rewards Dollars when you’re not buying essentials – and that sounds great to us.

On top of that, by having a Blue Cash Everyday card you get access to the awesome benefits provided by American Express. It’s not all travel insurance and purchase protection either (which is great too), but they also give you access to exclusive tickets to local entertainment, lowest hotel rate guarantees, and access to their Shoprunner platform which amongst many things – provides free 2-day shipping.

Overall, the math behind this card is great too. You don’t have to spend an unreasonable amount of money to get the 25 Rewards Dollars a month you’re allowed to put towards your bill. If you put a lot of your purchases on there a month, totaling up above $1,000, you’re guaranteed to get a good amount of Rewards Dollars that you can put back towards your purchases. For that alone, we love this card.

All in all, the Blue Cash Everyday card gets 4 stars in our book for the rewards system, access to great benefits, and math that adds up to good deals.

Frequently Asked Questions

What is the annual fee for the American Express Blue Cash Everyday?

There is no annual fee for the Blue Cash Everyday credit card. It’s $0.00 a year every year to have the Blue Cash card with American Express.

What kind of rewards can you earn with the American Express Blue Cash Everyday card?

The Blue Cash Everyday credit card uses a cash back system that gives you money to use towards your Blue Cash balance. You receive this cash back by spending money on your AmEx Blue Cash credit card on eligible purchases. The total number of reward dollars you receive is based on a percentage of the dollar amount of your eligible purchases during each billing period. You can use a maximum of 25 Rewards Dollars a month towards your bill.

How does the cash back system work for the American Express Blue Cash Everyday credit card?

With the American Express Blue Cash credit card you’ll earn 3 percent cash back on groceries, 2 percent cash back on gas, another 2 percent on certain department store purchases, and 1 percent cash back on everything else.

What grocery stores can you earn American Express Blue Cash Rewards Dollars from?
Some examples AmEx gives for eligible supermarkets includes: Gristedes, Foodtown, Meijer, Pathmark, Shoprite, Stop & Shop, Vons, Whole Foods, Winn-Dixie and Online supermarkets such as FreshDirect.

This is not a complete list, and merchants, where you can NOT earn 3% on your purchase, include: convenience stores, specialty stores (like wine shops or fish markets) superstores, and warehouse clubs like Amazon, Target, Walmart, BJ’s.

What grocery stores are excluded from earning Amex Rewards Dollars?
You cannot earn 3% on your purchases at convenience stores, specialty stores (like wine shops or fish markets) superstores, and warehouse clubs like Amazon, Target, Walmart, BJ’s.

What gas stations can I earn 2% cash back at?
Some U.S. gas stations included are: Gulf, Murphy USA, Murphy Express, Exxonmobil, Hess, and Shell. Like the eligible supermarkets, you cannot earn additional rewards, in this case 2% cash back, if the gas station is also a convenience store or part of a supermarket, warehouse club like Walmart or Sam’s Club.

What gas stations are excluded from earning 2% cash back?

Just like the eligible supermarkets, you cannot earn 2% cash back rewards if the gas station is also a convenience store, part of a supermarket, or a warehouse club like Walmart or Sam’s Club.

What department stores can I earn cash back at?
You can earn cash back by shopping at the following U.S. based retail shops: • Bealls, Belk, Bloomingdale’s, Bon Ton Stores, Boscov’s, Century 21 Department Stores, Dillard’s, J.C. Penney (JCP), Kohl’s, Lord & Taylor, Macy’s, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears. Stein Mart.

What if someone steals my Blue Cash Everyday American Express credit card?
If someone steals your credit card, or credit card information and uses it to purchase things you never authorized – American Express won’t hold you responsible for those fraudulent charges.

Are there any foreign transaction fees associated with the Blue Cash Everyday card?
There is a 2.7% foreign transaction fee for the Blue Cash card that’s charged to each transaction after conversion to U.S. dollars.

Do I get access to the American Express Shoprunner platform with the Blue Cash Everyday card?
By having a Blue Cash credit card you are eligible to sign up for Shoprunner – which lets you shop at over 140 stores, get free 2-day shipping, free returns, and express checkout when you use your Blue Cash card. Plus, you get access to personalized and exclusive savings and deals from the stores you love.

Just a few of the stores included in Shoprunner include: Ray-Ban, Saks Fifth Avenue, GNC, Calvin Klein, Bergdorf Goodman, and American Eagle Outfitters.

Does American Express have an app I can use on my phone?
Yes! You can easily keep track of your spending, your bill’s due date, and your Rewards Dollars by using the AmEx mobile app. This card is available for eligible card accounts in the United States, and the current version is working on iOS 8.0+ and Android 4.4+.

Do I get any type of return protection when I purchase items on my Blue Cash Everyday card?
Yes.If you buy something with your Blue Cash Everyday card and you want to return it, American Express provides return protection for up to 90 days from purchase, and up to $300 per item. This protection is valid for up to a maximum of $1,00 per cardmember account per calendar year.

Is there any sort of purchase protection when I buy something with my Blue Cash Everyday card?
If you purchase something with your Blue Cash Everyday card and something is wrong with it, or it was stolen within 90 days of purchase – American Express will refund you for that item. American Express will cover the expense charged to your account up to $1,000 per incident, and up to $50,000 per calendar year.

Does American Express provide an extended warranty for items I purchase on my Blue Cash Everyday card?
American Express will give you access to extended warranties – for example, they’ll add an additional year of warranty if the original manufacturer’s warranty is between one year and five years. If the original manufacturer’s warranty is less than a year – American Express will match it.

Some credit cards provide travel insurance and roadside assistance. Is that the case for a Blue Cash Everyday card with American express?
Yes to both! With your Blue Cash Everyday card you have access to the American Express Roadside Assistance Hotline – which works 24/7 to send you a tow operator, locksmith, or to assist in an emergency situation. Note: you do have to pay for these services yourself.
American Express also provides travel insurance if you booked the plane, train, ship or bus with your Blue Cash card.

Where can I get the American Express information on rates, fees, and other cost information?

You the link below to all that information on the Blue Cash Everyday card on the American Express website.

Link: Blue Cash Everyday® Card from American Express

If you want to earn more rewards than you can also check out the premium Blue Cash Preferred® Card from American Express.

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The post 21 Reasons to Have the American Express Blue Cash Everyday Card appeared first on Johnny Jet.



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